CReATe (Canadian Reproductive Assisted Technology) Fertility Centre is one of the most prominent fertility clinics in Toronto, with a broad team of experienced fertility specialists and a network of locations for greater accessibility. The clinic offers a wide range of fertility offerings, including advanced diagnostic procedures, genetic testing, and naturopathic solutions, in collaboration with partner institutions and services.
This in-depth review of CReATe Fertility Centre in Toronto explores key aspects to consider about the clinic, so you can make informed choices regarding clinic selection, IVF methods, and available financing options.
CReATe Fertility Centre in Toronto, ON: An overview
The following sections review the CReATe Fertility clinic in Toronto across five core areas in fertility care:
Care philosophy and medical team
Range of diagnostic and fertility services
Pricing transparency
Financing options
Patient feedback
1. Care philosophy and medical team
CReATe highlights personalized care, clinical expertise, and advanced reproductive science as the pillars of its philosophy. The clinic offers on-site services, including surgical procedures such as hysteroscopy and several methods of preimplantation genetic testing (PGT), aiming to enhance overall accessibility and convenience.
It also promotes inclusivity by offering fertility care adapted to different religious practices, a strong oncofertility program, and diverse LGBTQ+ family-building options.
Dr. Clifford Librach, one of CReATe’s physicians, has authored more than 150 publications and has a particular interest in third-party reproduction services, IVF, and psychosocial aspects of these processes. He’s also committed to research such as advancing embryo implantation outcomes, preimplantation embryo genetics, and andrology diagnostic testing.
Dr. Ari Y. Baratz focuses his clinical research on minimally invasive gynecological surgery and recurrent miscarriage, while Dr. Prati A. Sharma brings over a decade of clinical experience, particularly in infertility management and reproductive endocrine disorders.
Full post: Instagram
In addition to its headquarters in Toronto, Ontario, CReATe also operates three more locations across the province:
CReATe Durham Fertility in Oshawa, Ontario
CReATe Fertility in London, Ontario
CReATe West Fertility in Etobicoke, Ontario
Beyond these locations, the clinic cooperates with a network of satellite partner clinics to further expand access to care. These partner clinics include Orillia Fertility Associates, Centre for Human Assisted Reproductive Medicine (CHARM), Hope Fertility & Reproductive Medicine (HFRM) in Ontario, as well as OriginElle Fertility Clinic & Women’s Health Centre in Montreal, Quebec.
2. Range of diagnostic and fertility services
Treatment at CReATe Fertility Centre begins with an initial assessment of infertility, which may involve separate diagnostic tests for female and male patients. For women, tests typically include a baseline hormonal evaluation and an ultrasound to assess the structure of the uterus and ovaries.
In specific cases, additional procedures such as sonohysterogram, hysterosonogram, laparoscopy, or hysteroscopy may be used to examine and treat underlying conditions potentially contributing to infertility.
Male fertility testing involves procedures such as semen analysis, sperm DNA fragmentation index (DFI) test, anti-sperm antibody (ASA) test, and sperm retrieval services in cases where sperm can’t be obtained through ejaculation.
Beyond the standard IVF process, the clinic offers advanced procedures, including ICSI and EmbryoScope, a camera system that enables close monitoring of embryo development before implantation. Other key fertility services include:
IUI
Cycle monitoring for IVF, IUI, and therapeutic donor insemination (TDI)
Egg, sperm, and embryo donation programs
Elective egg freezing
Oncofertility
Counseling with a group therapist through complementary support group sessions
This service is for both CReATe patients and those who may not be undergoing treatment at the clinic.
Alternative therapies, including naturopathic medicine and acupuncture
CReATe also provides in-house PGT services for detailed embryo assessment, including preimplantation genetic testing for aneuploidy (PGT-A), monogenic disorders (PGT-M), and structural rearrangements (PGT-SR).
Tip 💗
As part of IVF planning, you may want to explore parents-focused genetic testing options like Nucleus Preview and Nucleus Embryo — which you can discuss with your CReATe care team.
Nucleus Preview focuses on carrier screening and helps identify any genetic risks that could be passed on, based on both partners’ profiles (over 2,000+ conditions mapped).
Nucleus Embryo offers additional insights that may support embryo selection during IVF. Evaluate your embryos based on information related to potential health outcomes as well as traits and predispositions.
3. Pricing transparency
Many clinics avoid publicly disclosing baseline pricing due to the highly individualized nature of fertility treatments and fluctuating fees, but CReATe shares its pricing transparently.
Refer to the table below for the estimated pricing of the main fertility services offered at the CReATe Fertility Centre in Toronto:
Service | Estimated pricing in CAD |
|---|---|
IVF cycle (non-insured) | $9,000 |
Natural cycle IVF | $4,500 |
ICSI | $2,000 |
ICSI (add-on for natural cycle IVF) | $900 |
Epididymal or testicular sperm extraction (not including the urologist's fee) | $475 |
Hepatitis B, C, or HIV case fee | $875 |
PGT-A (first eight embryos) | $4,800 |
PGT-A per-embryo fee for each additional embryo after the first eight | $350 |
PGT-M (first eight embryos) | $5,200 |
PGT-M per-embryo fee for each additional embryo after the first eight | $450 |
Additional condition testing (PGT-M set-up fee) | $1,000 |
PGT biopsy fee | $2,250 |
Egg or embryo freezing for cancer patients | $4,000 |
Egg freezing for personal reasons | $8,500 |
Frozen embryo transfer (FET) cycle (including embryo thawing, transfer, and assisted hatching) | $2,300 |
Annual embryo storage fee | $450 |
Embryo Glue | $580 |
Note that the listed pricing doesn’t include medications, which must be paid for in full before your doctor can begin administering them. The fertility procedure must be fully paid for (through insurance, a third-party loan, or out of pocket) by day three of the treatment cycle.
If the cycle is canceled before egg retrieval, patients may be eligible for a refund of up to $1,000 of the paid amount, which typically covers bloodwork and ultrasounds.
What is the Ontario Fertility Program, and does CReATe participate in it?
The Ontario Fertility Program (OFP), launched in 2015, is a government-funded initiative designed to make fertility treatments more accessible to Ontario residents, but only at participating clinics. CReATe is one of the 54 clinics participating in the program, allowing eligible patients to access advanced reproductive services free of charge, within program regulations.
In addition to CReATe, the program encompasses other well-known clinics such as TRIO Fertility, Pollin Fertility, Mount Sinai Fertility, and Hannam Fertility Centre. Through a $250 million investment, the provincial government aims to expand the number of cycles and address one of the program's main challenges: long waiting lists.
Source: cottonbro studio
While the Canadian public health insurance doesn’t automatically cover fertility services in all provinces, Ontario residents may be eligible for coverage as long as they meet three main conditions:
They have permanent residency and be physically present in the province for at least 153 days in the first 183 days after establishing residency.
They hold a valid Ontario Health Insurance Plan (OHIP) card.
They are a patient of an OFP-participating clinic such as CReATe.
When obtaining an OHIP card, additional requirements may apply beyond the minimum conditions. Applicants must meet at least one additional criterion, such as being a Canadian citizen or working full-time in Ontario for at least six months with a valid work permit. As for eligibility for the OFP, further requirements and limitations may apply depending on the fertility service.
Which fertility services are covered by the Ontario Fertility Program?
While the OFP offers comprehensive fertility coverage, not all procedures are included, and those that are may require additional requirements.
Here’s an outline of OFP-covered procedures available at CReATe, along with their specific eligibility criteria:
Fertility service | Eligibility requirements | Coverage limits |
|---|---|---|
The patient must be under 43 at the time of egg retrieval. | Coverage may include:
Coverage excludes:
| |
Artificial insemination | No specific requirements | Coverage may include:
Coverage excludes:
|
No specific requirements | Coverage may include:
Coverage excludes:
| |
Fertility preservation (egg or sperm freezing) | A medical indication for fertility preservation services is required. | Coverage may include:
Coverage excludes:
|
4. Financing options
In addition to IVF funding through the OFP, patients may be able to access additional financial assistance options available at CReATe. While the OFP doesn’t cover fertility medication, your specific insurance plan might, so it’s important to discuss coverage details directly with the insurance provider.
The Ontario Fertility Tax Credit is another provincial initiative designed to help offset the costs of fertility treatments. Through this program, patients may receive a refund of up to 25% of their CReATe expenses, with an annual limit of $5,000.
The tax credit can’t be applied to expenses reimbursed by a private health insurance plan, and it may cover medications, donor egg or sperm costs, fertility-related travel expenses, and diagnostic testing not covered by OHIP.
The clinic also offers zero-interest payment plans for patients who can’t access provincial funding or who have reached the coverage limit. Through a partnership with Beautifi, a third-party fertility financing provider, CReATe offers payment plans with repayment terms ranging from six months to six years. Applying for the loan doesn’t affect the credit score, requires no down payment, and is completely obligation-free. You can review the offer without penalties if you decide not to proceed.
Bonus read: Explore pricing and other considerations for fertility care in Canada:
5. CReATe Fertility Centre Toronto reviews
CReATe Fertility receives mostly positive feedback across online forums — and 250+ reviews on Google. Reviewers particularly praise Dr. Glass for their approach and expertise, highlighting consistent support, responsiveness, and a successful outcome after several unsuccessful embryo transfers at other clinics. Patients also appreciate the team’s tailored approach and genuine care.
Full post: Instagram
Reviewers also highlight the clinic team’s attentiveness, empathy, and support throughout the process. Many patients emphasize the clinic’s communication and supportive atmosphere, describing the entire team, from nursing staff to the physicians, as professional and kind.
Less positive experiences most commonly mention a lack of proactive communication and an overbooked schedule, but such reviews are extremely rare.
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Support and clarity at every stage of IVF with Nucleus IVF+
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Book your consultation with Nucleus to learn more about how this could work for your journey.
Featured image source: CReATe Fertility via Instagram
